ProCredit Bank

What is ProClasic deposit?

If you have certain amount of money that you do not intend to use during certain period of time, the ProClasic deposit may prove a profitable investment for you!

ProClasic deposit is a term deposit opened in MDL, USD and EUR, where you place certain amount of money for predefined period of time ranging from one month up to three years.

What are your benefits?

• You will no support fee for opening and maintenance of deposit account;
• You receive an attractive interest rate;
• You have guaranteed profit, because of fixed interest rate applied during the whole term of deposit;
• You can afford it due to low minimal amount required;
• You may authorize one or more persons to have access to your saving account;
• You can access money in your deposit account from any branch or agency of ProCredit Bank, regardless where you opened the account;

How does a ProClasic deposit work?

• For opening a ProClasic deposit account you need only to present your ID card and to fill in the application form; simultaneously with ProClasic deposit you will open a current account;
• The minimum amount for opening a ProClasic deposit is just: 500 lei, USD 100 or EUR 100;
• When opening the deposit, you may choose one of two options:
  - With automatic prolongation, which means that you choose the renewal of your deposit for the same period after it expires, without being necessary to come to the bank again. Furthermore, if you choose the capitalization of the interest at maturity, the amount resulting from interest will be added to the capital. For the next period the interest rate will be applied to the sum of principal and interest obtained for the previous period;
  • The interest is calculated daily and will be paid at the maturity or monthly;
  • You may authorize one or more persons to have access to your deposit account;
  • Once the deposit is initiated, it cannot be supplied with any amounts by further deposits or transfers. Withdrawing any amounts from the deposit automatically triggers its closure.

ProClasic with interest paid at the maturity

Interest rate is fixed 

ProClasic with interest paid monthly

Interest rate is fixed

Deposits are guaranteed according to Law on guaranteeing deposits of private individuals in the banking system No. 575-XV of 26.12.2003

Attention!

If you need further information please approach one of our representative offices.

In the case of anticipatory cancellation of ProClasic deposit, the bank will not pay the interest which accumulated until the cancellation date.